Your Smart Phone Can Be Your Most Important Business Tool… Protect it.

Most major smart phone makers have released their 2014 products, and we expect more to come late in 2014. There is no question that smart phones and tablets have changed the way you manage your business. More and more, work is being done outside the four walls of your office and on the information highway. However, with the convenience of technology comes risk, and data breaches are a risk for all businesses. 
40 percent of all data breaches occur in organizations of 1000 or fewer employees. When your business experiences a data breach, the costs associated with that breach averages $250.00 per compromised record.

Business Uses for Smartphones

1. Access customer information
2. Scheduling
3. Update social media
4. Pay bills
5. Update contact information
6. Pass along client information

All these uses create tremendous liability for your business. According to the experts, over 330 million people use their phones for business. That is a lot of confidential information being passed along the internet superhighway. Having the right kind of business insurance will be one way to reduce your risk and keep you protected.

Here are a few tips to keep your smartphone protected

1. Back up your smartphone or tablet data frequently.
2. Change passwords monthly.
3. Keep current on application updates.

Cyber Liability Options

Cyber insurance is designed to control losses from a variety of cyber incidents, including data breaches, business interruption, and network damage. Just one stolen phone or tablet, one hacker, one virus or even one lost paper record can create enormous financial and reputational consequences for your business.
Our cyber insure can protect not only your smartphones but also your entire network and computers.

• First and third-party coverage
• Financial loss due to a cyber-attack or breach
• Cost to notify
• Theft of information
• Computer fraud

Many businesses are confident in the firewalls and virus protections they've already invested in, and thus they view cyber liability coverage, as a luxury. Don’t Believe this. Cyber liability should be part of your business insurance just like auto or property insurance is. 

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